Practice & Experience

Rock Creek Wealth Planners and Advisors are seasoned wealth managers with more than 25 years of experience helping people reach their financial goals.  We serve our clients by taking charge of life's financial aspects we can control and planning for those we cannot.

Our Values

Leadership | Integrity | Competency

We believe values matter, and we live by ours every day. Clients entrust us with their family's financial future. Stemming from our early careers in the military, we view helping clients accomplish goals as our duty. We find strengths in building personal relationships with our clients and serving their unique needs, viewing our work as an internalized responsibility, not a business transaction or even a career. As lifelong learners, we stay abreast of the ever-changing financial landscape and tax laws, and continuously evaluate new products, services, and opportunities so that we can lead our clients to make optimal choices for themselves and their families

Lew Baker, CFP


Lewis D. Baker, CFP® is a seasoned wealth advisor whose practice is centered on comprehensive financial planning with tax efficiency.  

A graduate of the United States Military Academy with a Bachelor's of Science degree in management, Lew started his career in 1994 at Merrill Lynch. After earning numerous accolades such as Merrill Lynch's Fast Start, Winner's Circle, and Masters awards, he was recruited as a competitive hire by Morgan Stanley to the position of vice president. 

Lew built his success upon a solid foundation of investment knowledge, but also recognized that financial planning and tax efficiency can be of equal or greater value to individual investors. His passion for leadership and helping others led him to leave the large corporate structure of Morgan Stanley to launch his own firm, Baker Schilling Wealth Strategies in 2002. With the addition of new team members, in 2018, Lew launched Rock Creek Wealth Planners and Advisors, a goal-oriented planning-based firm serving the needs of business owners, physicians, and professional athletes.


Over the years, he has served his community as a member of organizations focused on mentoring underprivileged youth including Project North Star, Concerned Black Men, the Joy of Sports Foundation, and Ready Golf Academy. He has also given back to his alma mater as an outreach officer for West Point, and currently serves as a service academy selection board member for U.S. Representative Eleanor Holmes-Norton.

Michael L. Smith

Managing Partner

Michael specializes in financial planning and income protection for independent emergency room physicians, anesthesiologists, and optometrists.  Using a proprietary service checklist called Prescription for Physician Financial Success, Michael helps this specialized group of doctors invest their hard-earned money intelligently, protect their paycheck in the event of a temporary or permanent disability, eliminate student loan debt, set up their businesses, manage cash-flow, and plan for retirement.  

Michael is also passionate about solving the student loan crisis in America.  He is dedicated to helping Gen X families with college-bound teenagers find the right school at the right price without going broke or robbing mom and dad's retirement.  He helps families evaluate their options by finding the best colleges and universities that provide need and merit-based aid.  He also helps these families complete the FAFSA forms, calculate their Expected Family Contribution (EFC), and research schools with best graduation rates and campus lifestyle that best suit their students needs.    

Michael graduated from the U. S. Military Academy at West Point in 1991 with a degree in Engineering Management.  He is an avid golfer, New Orleans Saints fanatic, member Toastmasters International, and the West Point Association of Graduates.  He often speaks to groups and conducts workshops on finance related topics.