OUR CLIENTS

Business Owners

The tax code invariably discriminates in favor of business owners.  And why shouldn’t it? Business owners assume risk to provide opportunity for others to make a living and ultimately grow the economy.  As a small business ourselves, we specialize in financial planning for business owners -- from sole proprietors to those that employ upwards of 500 people. Our clients are government contractors, physicians, dentists, IT business owners and more. We work closely with tax professionals to help our clients access the numerous advantages afforded to business owners.

We assist business owners  in cash flow management, tax-shelter/retirement plans, and exit/succession planning.  We help to assess when is the right time to sell your business based on your goals. We also assist business owners indirectly through partner referrals to financing sources, accounting and bookkeeping expertise, operational consulting, and business brokerage/M&A. 

Veterans and Service Members

We take pride in serving our fellow veterans and active-duty military personnel at every stage of their careers from those who are just getting started, to many who are undergoing the same transition we made to civilian life. As we have done it ourselves, we know finding the right opportunity upon leaving active duty requires a lot of time and effort. We are equipped with more than 25 years of experience to ensure that sound financial planning is a part of the career transition decision making process. Although many will seek the comfort of stable employment, we also encourage our clients to open up their aperture to the opportunity of business ownership. We have found that the discipline and other leadership qualities that veterans possess make them great fits for business ownership. 

Medical Professionals

While most physicians are focusing on patient health, we are focusing on their financial well-being. Nearly one in every three of our clients is a one or two physician household.  We specialize in serving physicians throughout their lives.

College, medical school, and residency oftentimes result in high student loan debt, and no time to focus on your long-term financial picture. Through planning, we help young physicians develop financial strategies to pay down debt and plan for a healthy and secure financial future. We take our young physician clients from being “high income” earners to being “high net worth” families.

For more seasoned physicians, we help you transition to a comfortable lifestyle in retirement, whether you wish to semi-retire, teach part-time, or stop working altogether. We focus on assessing cash flow needs during pre-retirement years in order to set your expectations for the duration of your eventual retirement. This can mean restructuring assets and liabilities to create desired cash flow. We also provide guidance on asset protection and legacy planning.