Broker Check

55+

You've spent decades working hard and sacrificing by saving for the next phase of life, your retirement. Inevitably you’ve made a few mistakes along the way. With your peak earning years close to an end and your investment horizon shortening, those same mistakes cannot be rectified with additional time and money.

How do you begin to structure your assets to fund your retirement lifestyle in a tax-efficient way? How do we minimize the effects of market volatility on your retirement income? What steps do you take to allow you peace of mind that you will not run out of income or become dependent financially on family and friends? In addition to these questions we also consider the following: 

  • When is the best time to apply for Social Security in order to maximize benefits
  • How is your Social Security check impacted if I'm still working?    
  • How does Medicare impact Social Security and vice versa?
  • How do you tap retirement accounts before age 59½ without the 10% penalties?
  • Should you purchase a traditional long-term care policy, a new hybrid product to protect your assets, or self-insure?
  • Should you take distributions from your Roth or Traditional IRA first? 

These are just a few of the important questions we help our clients to answer with confidence. We work with you to maximize your assets throughout the duration of your retirement and to pass on your wealth to the next generation.